Review Your Portfolio Regularly
Review your portfolio regularly, some asset classes perform better than the other at a certain time. For example, during a stock booms, equity funds normally perform better.
When it happens, sell some equity investment fund and allocate the money in other asset classes that are not performing as good as stocks.
This is the fundamental rule of “Buy low, sell high“. That’s exactly what smart investors always do. By doing this, you simply rebalance control risk and it may reward you with higher returns